In the event of a vehicle being declared a total loss, there could be a gap in the insurance settlement value and the finance settlement. This insurance the gap between the vehicle value and what is owed to the finance company. There are two levels of cover, Finance or Combined. We offer a flexible cover, with coverage up to 48 months' duration, and with a maximum value of £150,000. There may be variable costs depending on the value of the vehicle and type of cover.